In other words, a company integrating a white-label payment system can legally place its branding on the software and resell the system as its own without having to spend money on its development and maintenance. Flexible Payout Schedules. The white label payment gateway developed from scratch is more difficult to implement than the created white label payment gateway. Timelines: 2–5+ months, depending on the integration method. Grow Your Digital Payments Business with White-Label Payment Processing Solutions. Third-party anti-fraud tools from MaxMind and Sift Science use neural networks and artificial intelligence. White label is a business model that implies purchasing an unbranded solution from a provider who created it, customising it to your brand, and selling it as your product. Lean how payment gateways work and other major benefits of White Label Merchant Services. A white label payment gateway is a service that allows you to accept credit cards and other forms of electronic payments. It gives a wide range of. A white label payment gateway is the name given to a technical service provider that gives businesses the ability to manage and process payments under their own brand while. In fact, there are many options you can follow when it comes to payment gateway services. The White Label solution for online casino is guaranteed to be the fastest option to launch your online iGaming business. With Boxopay you can launch and take full control over your payment gateway functionality. Automating processes such as customer onboarding, customer service requests, underwriting, and. Post this, the customer proceeds to make a. There are many different kinds of white label payment gateways, each. Essentially, it veils the fact that a third-party provider is involved in your business transaction, creating a customer experience totally and completely associated with your. One of the most popular payment gateways worldwide, PayPal’s redirect payment gateway is a great option. This also means you will have the freedom. The white label payment gateway works on the concept of providing a branding platform to the merchants along with its traditional services of transferring customer data to banks for transactions. Payment Processing Infrastructure: The white-label payment gateway provider has a fully functional payment processing infrastructure that includes connections to various payment methods, banks, and card networks. A white label payment gateway allows companies to incorporate their own branding into an existing payment system for use on websites or mobile apps. White Label Payment Gateway Market Definition. This enables companies to provide clients with online payment processing services. They handle the technical aspects of securely processing payments. Lean how payment gateways work and other major benefits of White Label Merchant Services. We would like to show you a description here but the site won’t allow us. Subscription. Full commerce. Lessen expenses by availing a ready-made payment gateway rather than investing heavily on developing the. Online businesses need a payment gateway, a portal where customers can securely enter their payment information to process transactions on their websites. Payment Gateway: A means of authorizing credit card or other forms of electronic payments. is the future — we get you there now. From a full end-to-end White Label Payment Gateway to modular solutions, covering all your payment requirements in the forever changing payment processing landscape. Recipients are merchants or users, registered within the system, that are going to receive. We're hiring! India's best Payment gateway enables businesses to collect payments online. A white label payment gateway is also a third-party solution, but it is highly customisable to fit your brand, website design, and business model. This enables businesses to integrate the payment gateway into their systems and provide seamless payment processing services to their customers under their own branding. This offers a personalised form of. Thanks to white-label payment gateway solutions, companies can boost their reputation in the eyes of their clients — for example, card members and merchants. It streamlines processes, eliminating the. 2. If the transaction is completed, the customer will be notified, and the acquiring bank will deposit all of the authorized funds in the merchant’s account. Post this, the customer proceeds to. Decta delivers tens of widespread payment methods including global payment networks, open banking, digital wallets, and connections to acquirers. Real-time check of. A white-label payment gateway is a fully developed payment gateway solution that businesses can customize to their requirements and rebrand as their own. The white label payment gateway ensures that you and your clients are protected from chargebacks. What is the meaning of a white label payment gateway? Oct 29, 2021 Griselda Losavio Internet. The associated hazards grow as a company grows larger. Remain in control. White Label Payment Gateways: Empowering Businesses to Accept Online Payments Definition and Benefits of White Label Payment Gateways. That is why opting for it guarantees your software is secure and can handle your customers’ sensitive card data. Our mobile wallet software comes as a collection of configurable standalone modules to. It provides financial services and software that is suitable for the beginning startups and large reputable brands that enter the list of Fortune 500. Compare costs It only takes a minute. The reason lies in the lack of trust. Flexible Payout Schedules. Some payment gateways allow the user to perform transactions from a mobile wallet. The meaning of word u2018whiteu2019 means a platform that belongs to some other company but it has no trademark or brand identity on it. Payment Gateway: A means of authorizing credit card or other forms of electronic payments. What’s a White Label Payment Gateway? With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. These e-payments can be made online or offline via a website or at an actual brick and mortar retail. In simple terms, a payment gateway allows merchants to accept online payments from their consumers. to use for your own distribution. On October 5, 2021, eComCharge successfully completed certification and acquired the status of a Visa token requestor in CEMEA Since May 2020, eComCharge has officially been a member of the global Visa Digital Enablement Program (VDEP) eComCharge provides White Label Payment Solutions and Services for Payment. Philip Fayer, Nuvei Chair…. A white label solution can help you save money by avoiding expensive fees. 1. Now that the essence of SaaS and white label solution is clear, we can define beGateway as a white label software package for online payment acceptance and processing which can be rented (it being SaaS) and used under the brand name of the tenant for the benefit of their business (it being white label. What’s a White Label Payment Gateway? With the help of a white label payment gateway, you can get similar features and functions and perform the. White-label payment gateways offer versatile support for various payment methods, including credit/debit cards, digital wallets, and bank transfers. A payment gateway is an online payments service that, when integrated with the e-commerce platform, is devised as the channel to make and receive payments. However, there’s an alternative - white label merchant. Spell is a powerful white label payment gateway, helping any company step into or optimise the existing payments business. No matter what your business model is, there is, probably, some white label gateway solution flavor that suits it. the payment gateway providers? Well, it might require some serious investment to set up a complete infrastructure that can even break your bank. Where White Label Payment Gateways Shine. This extends to accepting payments through a website. In the world of white-label payment gateway providers, it doesn’t get better than this great offer! Ikajo International. All information is encrypted and not available to third parties. A white-label payment gateway adapts to changing business needs. Some of the key features are: Intelligent transaction routing. Consider the following. A payment gateway is a place on a merchant’s website where customers securely enter credit card information to make a payment. It takes it a step further by incorporating your business. Flexible payment routing. Bank payment gateway;. Expertise: White label payment gateways have experience in enabling millions of netizens to make payments to their. Basically, a white-label solution is a product/ service developed according to the given specifications by the third party to sell to others. The payment gateway business is a very competitive one. Payment to Payout Reconciliation. Cardstream is a high performance Level 1 PCI DSS-compliant white label payment processing platform. Virtual Terminal: Our white label payment gateway comes with a virtual terminal, making it easier for you to take payments over the phone or email. Instead of using a big name processor, a company chooses a white label payment gateway, then adds their brand to that solution. Payments as Service White Label Gateway On-Premise; Branding: iAll merchant-facing resources, including payment pages and merchant statements, will have your logo and URL: Logo: Logo + URL: Full: Support: iTechnical and customer support for your personnel and your merchants are available: : + fee: Consulting* iConsulting includes the design of. It's free to sign up and bid on jobs. Payment types and. White-label products are produced by one company and rebranded by. Cost-efficiency. (the white-label option. For example, the pricing for Ikajo’s white label. It takes it a step further by incorporating your business identity until the end of the payment funnel. Established in 1997, IPG Group has delivered white label payment gateway solutions to large merchant acquiring organisations in Europe and has built a best of breed, enterprise payment gateway. Say, there are two or three recipients specified at the moment of transaction submission. Therefore, businesses that have ongoing transaction flow generate constant profits for the payment gateway. A white-label payment gateway is basically a customizable payment gateway that allows you to place your brand’s logo and image on the payment gateway page. ”. e. White-label payment gateways, unlike traditional gateways, let businesses customize the online checkout process with their own names, logos and brand components without having to. A white name expenditure gateway is an expenditure gateway network that admits an industry landlord or a denomination to distil expenditures borrowing their authorized word while borrowing third-party employment. You can save your brand's reputation and build customer. Stripe is a “White Label Payment Gateway” meaning that its payment services are allowed to be fully branded and in-house. One of the main reasons for that is the emergence of online marketplaces. A white label payment API is an option that more businesses continue to build into their strategies as the volume of cardless, electronic and alternative payment transactions are drastically increasing. The most common and simple type of split funding mechanism is as follows. S imple Integration with 100+ Payment Options S ecure Transactions S wift Onboarding & 24X7 Support S calable Platform to scale your business. White Label Payment Gateway. White-label payment gateway: Pros. How does financial reporting module work in the white label payment platform? In the processing platform beGateway, you can set the values of the “Buy rate” and “Sell rate” fields for each type of transaction – authorization, capture, payment, refund, chargeback and payout. Using Dwolla, merchants can create a white-label payment service for their business. Definition of methods. DECTA White Label Payment Gateway is a Swiss-army-knife gateway solution for any type of payments business: banking. This enables companies to provide clients with online payment processing services. The payment gateway receives the response from the processor. Assisting clients in choosing an optimal market-available payment gateway (in case of relying on third-party software) according to their specific criteria and. 3. Same-Day Deposits are available to merchants on integrated software platforms with a 5:00 pm PT cut-off time for payments processed on WePay. Between them lies a broad spectrum of white-label solution flavors. Integration; The white-label banking software should be easily integrated with other third-party systems that the business uses, such as accounting software and payment gateways. A white label payment gateway is a payment platform that allows a client or brand to process payments using its name even if the payment is processed by a third party. A payment gateway is a service that allows online shoppers to securely enter their payment information. This model allows companies to offer seamless, secure, customized payment solutions without developing the technology from the beginning, which can be costly, time-consuming, and fraught with. White labelling the payment gateway effectively allows for the best possible solution at the best possible price which would be very difficult to achieve with a ‘hit and trial’ method of in-house development. If the Bundled Software is White Labeled, OEM shall state in the documentation and marketing materials that the Bundled Software or such service is “powered by Sisense”. Take a confident approach to ensure your payment gateway thrives and addresses the needs of your customers effectively. 3DS Authentication: 3DS or 3D Secure means there is one additional layer of security before the transaction. Some of the anti-fraud were very specific. MONEI white label payment gateway can be used as a hub for multiple processors and acquirers worldwide. The third-party partner (or private label credit card provider) assists in several areas, including issuing, funding, and payment collection. It is the equivalent of a physical point-of-sale (POS) terminal in a shop or restaurant. payment services have included third party initiation, tokenization, payment gateways, payment aggregators, and white label ATM/POS providers, which are not in the scope of this paper. These examples illustrate the versatility and practicality of white-label. You might offer various payment. We provide a complete range of digital payment services designed with the needs of Merchants, Banks, and Payment Service Providers in mind. The PayKings high risk payment gateway is a PCI DSS Level I white-label platform with robust capabilities to help you connect in the digital payments world. Step #2: They need to go to the ‘Bank Account’ section. If you would like to integrate your service for our payment gateway we’d love to hear from you! 1000’S OF BUSINESS APPLICATIONS Have a question about CardPayGo? Call + 44(0)3300272072 Mon-Fri 9am-6pmBefore you can integrate the payment gateway to your website or online platform, you need to do several steps. It is a middleman between a customer, merchant, payment gateway, acquiring and issuing banks. 2. Understanding the Idea. Design the integration. A white-label payment gateway solution provides you with the following advantages: The service is fully built and maintained, saving you the trouble of worrying about security, compliance, and infrastructure. . Basically, a white-label solution is a product/ service developed according to the given specifications by the third party to sell to others. The definition of “high-risk” is that there might be loss of money, chances of money laundering, users’ data theft, etc. E-Wallet Apps to Scale Ambitions. As a result, in the eyes of your customers (both cardholders and merchants) you are the payment gateway provider. Merchants or agents usually use or resell this system as their own by completely changing the system’s branding to match corporate style guidelines (hence the “white label” notion). Stripe’s white-label service can be more complex, but also provides more flexibility and customer support. Nigeria Verve is a pan-African chip + PIN payment card. Wednesday, October 11 2023. Pricing Clear Pricing for businesses of all. Morevoer, our streamlined integration. At Akurateco, we provide industry-leading white-label payment solutions, ensuring the highest data. However, there’s an alternative - white label merchant. White-label payment gateway setup requires some business preparations, such as integration with the gateway provider, preparation of the necessary documentation, payment page branding, and merchants’ onboarding. Such businesses are more likely to face financial issues due to unforeseen circumstances. Velmie white-label digital wallet platform helps fintech companies, financial institutions and neobanks create fully managed e-wallet payment systems and scale them over time with the most suitable and required features. In addition to the three types of payment gateways described above, there’s a beneficial option for companies wishing to provide their own merchant services. From a full end-to-end White Label Payment Gateway to modular solutions, covering all your payment requirements in the forever changing payment processing landscape. 1. The advantages of white label payment gateways include quicker time-to-market, cost-effectiveness, enhanced customer trust through consistent branding, and the ability to focus on core business. Definition of white label payment gateway. This enables companies to provide clients with online payment processing services without having to. We help you to control payments with our White Label Payment Platform offering dozens of integrations and 500+ payment methods. This. White label payment gateway. A white-label payment gateway is a payment processing solution that can be rebranded and integrated into a business's own platform or website. It gives a wide range. Decta. Usually, it is one of the most time-consuming. All white label payment gateway providers must comply with Payment Card Industry Data Security Standards (PCI DSS) and other industry-specific regulations. It can. Adyen. The final pricing depends on the payment gateway provider you select. PSPs offer online payment. Nigeria Verve is the first chip card accepted across all payment channels in Nigeria. Let’s Discuss What Payment Gateways Do: Before we move towards the payment gateways for white label merchant services, let’s talk about the regular ones to ensure everyone reading this is on. White-label payment processing offers multiple benefits for ISVs or SaaS companies looking to offer payments as part of their integrated solutions. This allows merchants to receive. The Future of Gaming Payment Processing – How your company. The white-label payment gateway allows for customisable invoicing, automated reminders for upcoming payments, and secure processing of recurring subscriptions. Plan the project. White Label Payment Gateway Market Definition. Find the key white-label payment gateway providers. Smaller players can offer just as many perks and features. Acquirer (s), that will process the transactions. As a merchant services provider, a white-label POS system allows you: Save the cost of development. A white label processing account provides payment gateways with a way of obtaining a small discount on processing interchange fees to allow a third party to rebrand the payment gateway’s service. Scope and plan the integration of the online payment gateway. White Label means that OEM is authorized to use the Software without displaying the Licensor Trademarks. WHITE LABEL SOLUTIONS. The other company/ business rebrands it and used it as its own. Lower cost. Your ambition, our technology. Whether you're seeking control, convenience, or a blend of both, we offer solutions to meet your every need. Expertise: White label payment gateways have experience in enabling millions of netizens to make payments to their. 2. 1. FR Français ES Español DE Deutsch EN English Request a demo Get started White label payment gateway Provider Gateway Features Scale up with refined own-brand. The word cryptocurrency is a blend of two words, “ crypto ” – data encryption and “ currency ” – a medium of exchange. This personalized payment solution contains all the features that a traditional payment gateway provides. This way, instead of hundreds of thousands of dollars, you can get access to a. It serves. You save yourself the trouble of having to acquire a gambling licence or purchase servers to host your platform and website. White-label products are sold by retailers with their own. Our integrated software offers a seamless customer experience by using direct integration, hosted forms, developer-friendly API. Payment types and geographic regions. Stripe has transparent fees at 2. This gives you the information you need to make informed decisions. The ultimate payment gateway allows merchants to raise online conversion rates and accept 250+ payment methods globally. We establish connections with APIs of payment providers and acquirers globally and ensure their security, integrity, and stability. It will mean faster service times, more direct communication, and increased trust between you and your customer. By providing merchants with a feature-rich payment solution for their websites and applications, they can attract more clients and increase their customer. With white label bank transfers from Unzer, you can enable your customers to easily make transactions in real time. Similar to white label trading software, a white label payment gateway is a gateway system that enables a forex broker to process payments using their official name while using third-party. Founded in 2008, we started by developing payment APIs that help you build your payments infrastructure. Akurateco’s gateway is a fully brandable, white-label solution allowing you to own the end-to-end ready-to-use, PCI DSS gateway with zero development cost. Cardstream's White Labeling service provides a full suite of products tailored to build your unique payment experience. White label is a business model that implies purchasing an unbranded solution from a provider who created it, customising it to your brand, and selling it as your product. A white-label payment gateway is a payment processing service that is rebranded by a company under its brand name. What does white labelling mean? White labelling means selling goods or services of another company under your company’s brand identifiers: name, logo, packaging, etc. It is responsible for the reliability and security of data transmission between the buyer and the seller. eComCharge offers a white label payment gateway solution for PSPs (payment service providers) with a variety of features. Definition and Benefits of White Label Payment Gateways. It is done for another company to put their label. White label or an organization that has its own Merchant, MID, and other entities isolated from. Get the Ultimate Solution. Your merchant portal gives you access to all sorts of real-time customer data. It helps in receiving payments from the customers online and acts as a link between their bank account and that of the merchants. Our provided white-label gateway allows businesses to accept credit card payments in different currencies and offer payment processing services. You can own the end-to-end ready-to-use, PCI DSS gateway without unnecessary development costs or labor. Intercash is one of the world’s leading providers of global payment solutions, with a special focus on white-label card programs. How you can start a payment gateway company. Your white label gateway provider (the third party) will take. A white-label crypto payment gateway is the most appropriate option if a business does not want to invest time and money in developing the whole solution from scratch. White Label Product: A white label product is manufactured by one company and packaged and sold by other companies under various brand names. Work with a White Label Payment Gateway Provider A much better and more cost-effective alternative is going the white label route. You will receive a white label payment gateway with a complete card-present solution, including SoftPOS and remote key loading mechanisms. 1. With Mastercard Gateway you can leverage: Bring your brand and customer relationship front and center with your own payment gateway solution, powered by Mastercard Gateway. The gateway know-how handles the transaction's payment action and security aspects, while the business retains control over the user interface and customer experience. A white-label payment gateway is a piece of software developed by the third-party payment technology vendor that allows transferring payment data from the seller’s website to the acquiring bank. A lesser-known independent payment gateway, Cardstream bills itself as ‘a global connector of payments, offering 360° comprehensive solutions’. A white-label payment gateway is a fully developed payment gateway solution that businesses can customize to their requirements and rebrand as their own. The end product appears as though it has been. (the white-label option. If the transaction is completed, the customer will be notified, and the acquiring bank will deposit all of the authorized funds in the merchant’s account. Payment to Payout Reconciliation. Payment gateway vs Payment Service Provider (PSP) You just take the readymade white label solution, put your logo and brand name on it, configure it, and become the gateway provider for your customers (cardholders or merchants). A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It serves as a bridge between the customer, the. We are ready to assist at every step of the way. Payment gateway software or some form of software package that will deliver transactions to the acquirer. White label payment gateways enable e-commerce businesses to provide secure and also efficient payment. Stripe’s white-label service can be more complex, but also provides more flexibility and customer support. Another advantage of a white-label payment gateway is the number of features and functionalities it offers. A. Namely, it is responsible for authorisation. HPP is a hosted payment page located outside the merchant website and operated by third-party providers. Start your own PSP business using a white label payment gateway. It truly is unheard of, especially among service providers catering to high-risk merchants all over the globe. Nuvei is a Canadian, Montreal-based payment processor founded in 2003. No need to handle the issues, related to payment security, integrations, certifications, and maintenance. Altogether, a white label payment service provider is an out-of-the-box solution that allows you to earn money by. A white label payment gateway is a payment gateway whose branding can be customized according to their client's preferences. EMV Toolkit Selection. Before starting an EMV certification, a company needs to make a decision about the three key components of the process: Terminal (s) (hardware device) that will be used to read EMV cards. A good payment gateway sets up the system for free and offers zero maintenance charges. Uniform Business Rate: A multiplier used in England and Wales to determine how much money owners of commercial and industrial properties must pay each year to their local governments. What is a white label payment gateway? A white-label payment gateway is a payment gateway solution that allows companies across business sectors and niche. White label gateway is a whole system of crypto payment gateways from which business people and companies process virtual transactions under their. As the white label payment facilitator , you can set your own profit margins and actively get your share of the revenue stream. 0%, compared to the 2. White label features. Merchants must deposit into a single Chase bank account to be eligible. A payment gateway is an online payments service that, when integrated with the e-commerce platform, is devised as the channel to make and receive payments. For instance, companies like SDK Finance specialize in providing comprehensive fintech development services. Multi-provider solution. White-Label payment solution Launch your PSP in 4 weeks. Note that the payment processor may provide its own payment gateway or use the third-party one. 5% charged by conventional payment processors like PayPal and Visa. Data exchange happens through safe channels, and. How you can start a payment gateway company. By integrating their solutions with a white-label payment gateway, fintech companies can provide a. In other words, the payment gateway works as the middleman between a customer and the merchant. . Cashfree’s white label payment gateway solution goes further and enables businesses to build payment flows that match the look and feel of your website and brand, providing a seamless payments experience that delights customers. Furthermore, it authorizes a merchant to conduct a payment transaction through. Essentially, it allows a company to offer payment processing services to its customers without having to develop the technology from scratch. Connector meaning an API interaction with a payment gateway of an acquiring bank or another PSP. Discover how Partners are using Cardstream >. Once using a white-label payment gateway, companies get permission to use their brand name on the product or service which has been delivered by a third-party. People love us because of our speed, flexibility and easy to use solutions. The setup fee is only charged once, during the onboarding. White label or an organization that has its own Merchant, MID, and other entities isolated from. A white-label payment gateway is an up-to-date software that is enhanced with advanced in-house and external anti-fraud filters to detect, analyze, and prevent potentially fraudulent transactions. ISO and Reseller programes. Start . 2. Final Say. Less Risk. They range from a third-party gateway solution to a payment gateway product you truly own. A self-hosted payment gateway (aka non hosted payment gateway), sometimes referred to as a seamless gateway can be a white-labelled payment. Partner with a trusted, global payments leader. Store owners can customize the payment page so that it looks like the initial website in terms of the design. By using a white label payment gateway you are completely removing the traditional and slow process of acquiring. Our white-label payment gateway can be tailored to your exact business requirements. The white-label payment solution includes more than 300 ready-made integrations with various providers, banks, and APM. Grow Your Digital Payments Business with White-Label Payment Processing Solutions. Our white-label payment gateway can be tailored to your exact business requirements. Let’s Discuss What Payment Gateways Do: Before we move towards the payment gateways for white label merchant services, let’s talk about the regular ones to ensure everyone reading this is on. Implement and test the integration. This offers a personalised form of payment solution which enables businesses to present their brand, such as their logo, while accepting online payments online. Innovative and knowledgeable white-label. Define White Label Payment Gateway Services. Yes. In the simplest possible terms, white label processing means a company has the opportunity to provide payment processing services under its own name. Definition: What are white-label payment gateway solutions? How does a payment gateway work in the eCommerce business? Why is a payment gateway. This model allows companies to offer seamless, secure, customized payment solutions without developing the technology from the beginning, which can be costly, time-consuming, and fraught with. A payment gateway is the essential technology that keeps your customer’s payment data safe, and relays data to you. Simply put, with an HPP payment page customer, is. View More Omni-Channel Global Payment Connector. The “Buy rate” is the percentage taken by the payment. This model allows companies to offer seamless, secure, customized payment solutions without developing the technology from the beginning, which can be costly, time-consuming, and fraught with. Merchants or agents usually use or resell this system as their own by completely changing the system’s branding to match corporate style guidelines (hence the “white label” notion). In a nutshell, white-label payment gateway software is a payment system developed by expert third-party providers. Moreover, businesses that offer fintech services can take advantage of white-label payment gateways to enhance their offerings. Its potential unleashes the best as your business grows and goes global. A white label payment gateway is a service that allows you to accept credit cards and other forms of electronic payments. Its unique design is processor-agnostic, meaning that merchants can interact with different end-points in a unified, straightforward manner. A white label payment gateway is a payment gateway system that allows a business owner or a brand to process online payments using their official name while using third-party services. Get started instantly with the quick integration process and grow your business effortlessly. Cardstream offers white-label payment gateway solutions to software companies, acquirers and payment services providers. JPMorgan Chase acquired WePay in 2017, connecting our fintech technology with the strength and security of the #1 merchant acquirer. Moreover, it can manage different currencies and languages, facilitating business expansion into international. White-label integration. With a white-label payment gateway, you are looking at lower costs. White Label has the meaning as defined in Clause 11. You can save your brand's reputation and build customer. A payment gateway is part of any online transaction. Design—UI/UX designers, project manager. Using Razorpay, securely accept payments from your customers via 100+ payment modes. The white-label payment gateway works on the concept of providing a branding platform to the merchants along with its traditional services of transferring customer data to banks for transactions. The term “white label” means legally reselling the product or software created or developed by a third party. Smaller players can offer just as many perks and features. The white-label banking software should allow for customization, such as branding and user interface, to match the business’s specific needs and brand identity.